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Ridgewood

Mount Sinai Drive · District 10 · Core Central Region (CCR) · 999 yrs lease commencing from 1885

Ridgewood is a condominium development in District 10 (CCR). Based on 41 URA-recorded transactions from 20222026, its median price is $3,200,000, with prices moving about 2.6%/yr and a gross rental yield near 2.2%.

The verdict · for an investor

Ridgewood · Condominium · District 10 · Leasehold

Ridgewood is a mixed picture — a real case, with real caveats.

There's a genuine case here, but weigh the caveats below before you commit — the fundamentals and the record don't all point the same way.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 17 min on foot; 4 supermarkets nearby.
  • Rentable~2.2% gross yield; schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 4-bed +30.2%, 5-bed +11.0% since 2022.
  • A Primary-1 priority school within 1km — a real family draw.

What's holding it back

  • MRT is a real walk — Dover MRT, about 17 min.
  • The market's near the top of its cycle — mind your entry price.
  • Larger units — entry starts around $3.20M, not an easy first step.

Should I buy?

A mixed picture

There's a case — weigh the caveats first.

Rental yield

2.2%

gross, on this project

Priced vs nearby

Above 3 of 4

mid-priced for the immediate area.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,806/sqft
15 sold here

What 1,744 sqft (5-bed) units go for here

$2.96Mmiddle ~$3.15M$3.34M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,744 sqft sales

Jul 20261,744 sqft · fl 01-05$2.90M$1,663 psf
Apr 20261,744 sqft · fl 21-25$3.15M$1,806 psf
Apr 20261,744 sqft · fl 01-05$3.20M$1,835 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $3.32 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
2.2% gross yield
Thina home to live in, not a rental earner — you're banking on price growth, not the rent. At a typical 75% loan, the rent covers ~53% of the mortgage — you’d top up ~$5,200/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$3.15M

Aim at the middle or below. A patient buyer has been getting closer to $3.04M.

If you’re selling

~$3.29M

List at the top of fair; realistic close is $3.15M–$3.19M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$4.07M
Paper gain+$0.92M

Our blunt read: ~$922k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~2.6%/yr), and past pace never promises the future.

Built from URA transactions for Ridgewood — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

Ridgewood

Core Central Region (CCR) · District 10 · ~$1,806 psf · 2.2% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For Ridgewood, its own prices have been flat lately. Over a 4-year hold, expect modest growth — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is leaning to your favour.

!

What it means for you: At ~$1,806 psf, Ridgewood is priced below similar new projects nearby — good value against its peers. Its own prices are only creeping up (~2.6%/yr over ~4 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (Ridgewood)

About neutral

Ridgewood's own prices have gone flat over the latest year.

Your area vs the rest

Supports prices

The prime districts (CCR) lagged the others since 2004 — more room to catch up.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

About neutral

A moderate amount of new supply is coming to this district (~1,770 units).

1.8k units
New launches selling

Supports prices

New launches in this district are selling well — 7 recent ones are around 84% sold, so buyer demand here is healthy right now.

84% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back

Foreign buying has collapsed since the 60% tax — only ~1.4% of buyers now. For the prime market you're looking at, that's a real missing piece of demand.

1.4% foreign
Rents at this project

About neutral

Rents at Ridgewood have been flat over the last couple of years.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$1,806 psf is ~38% below similar nearby projects (~$2,900). good value

(The whole prime average is ~$2,284 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

Ridgewood has grown ~2.6%/yr over ~4 years. Similar nearby: Skye At Holland 0.1%, Leedon Green 0.1%, D'Leedon 4.3%, Upperhouse At Orchard Boulevard 6.8%, Hyll On Holland 2.3% — a 0.16.8%/yr spread (most around 2.3%).

market ~4.6%
Ridgewood 2.6%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Later — around year 6
Sell earliest (yr 4):at its own ~2.6%/yr, ~$2,001/sqft by year 4 — still short of $2,100.
Likely hits it:about year 6 at its own ~2.6%/yr pace.
Best case:if it ran like its best neighbour (Upperhouse At Orchard Boulevard, ~6.8%/yr), about year 3.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$3,200,000

2022–2026 (URA)

Appreciation

2.6%/yr

median trend

Gross yield

2.2%

~$3.32/psf rent

Lease

~858 yrs left

leasehold

Ridgewood median price per sqft, by year

2022$1,620 psf
2023$1,714 psf+5.8%
2024$1,723 psf+0.5%
2025$1,788 psf+3.8%
2026$1,806 psf+1%

Median PSF of actual URA transactions each year, with year-on-year change.

Does Ridgewood fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at Ridgewood

Questions people ask about Ridgewood

Is Ridgewood freehold or leasehold?

Ridgewood is on a 99-year lease that began in 1885, so about 858 years remain. It sits in District 10 (Core Central Region (CCR)).

How much does Ridgewood cost per square foot?

Recent transactions at Ridgewood are around $1,806 psf. Across its record, transacted prices range from $1,691,250 to $5,580,000.

Which primary schools are near Ridgewood?

Within 1 km (top Primary 1 priority): Henry Park Primary School (0.54 km). Within 1–2 km: Pei Tong Primary School, Methodist Girls' School (primary), Clementi Primary School. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest Ridgewood?

The nearest MRT is Dover MRT, about 700 m away (straight-line).

Has Ridgewood gone up in value?

Across 41 URA-recorded transactions (2022–2026), prices at Ridgewood have moved about 2.6% a year on average, with a gross rental yield near 2.2%. That is a past record, not a forecast.

What condos are comparable to Ridgewood?

Within a short walk: Pandan Valley, The Trizon, Pinetree Hill, Cavendish Park, Pine Grove. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is Ridgewood a good buy?

Ridgewood sits in Core Central Region (CCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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