GrowKaki.

Rivertrees Residences

Fernvale Close · District 28 · Outside Central Region (OCR) · 99 yrs lease commencing from 2013

Rivertrees Residences is an apartment development in District 28 (OCR). Based on 127 URA-recorded transactions from 20212026, its median price is $1,288,000, with prices moving about 4.4%/yr and a gross rental yield near 3.3%.

The verdict · for an investor

Rivertrees Residences · Apartment · District 28 · Leasehold

On balance, Rivertrees Residences points up.

Strong track record — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 5 min on foot; 9 supermarkets, 3 food & retail spots nearby.
  • Rentable~3.3% gross yield; transport and schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 4-bed +33.7%, 3-bed +31.3%, 1-bed +28.4% since 2021.
  • A Primary-1 priority school within 1km — a real family draw.

What's holding it back

  • The market's near the top of its cycle — mind your entry price.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

3.3%

gross, on this project

Priced vs nearby

Above 4 of 7

mid-priced for the immediate area.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,600/sqft
28 sold here

What 1,119 sqft (4-bed) units go for here

$1.68Mmiddle ~$1.79M$1.90M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,119 sqft sales

May 20261,119 sqft · fl 06-10$1.82M$1,625 psf
Oct 20251,119 sqft · fl 11-15$1.84M$1,646 psf
Sep 20251,119 sqft · fl 11-15$1.83M$1,635 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $4.3 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
3.2% gross yield
Healthyfor a Singapore condo, the rent is doing real work here. At a typical 75% loan, the rent covers ~77% of the mortgage — you’d top up ~$1,450/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$1.79M

Aim at the middle or below. A patient buyer has been getting closer to $1.73M.

If you’re selling

~$1.87M

List at the top of fair; realistic close is $1.79M–$1.81M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$2.75M
Paper gain+$0.96M

Our blunt read: ~$964k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~4.4%/yr), and past pace never promises the future.

Built from URA transactions for Rivertrees Residences — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

Rivertrees Residences

Outside Central Region (OCR) · District 28 · ~$1,583 psf · 3.3% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For Rivertrees Residences, its own prices have been flat lately. Over a 4-year hold, expect sideways-to-modest — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is roughly even.

!

What it means for you: At ~$1,583 psf, Rivertrees Residences is priced about level with similar new projects nearby — no bargain, but you're not overpaying versus its peers. Its own prices are still climbing (~4.4%/yr over ~5 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (Rivertrees Residences)

About neutral

Rivertrees Residences's own prices have gone flat over the latest year.

Your area vs the rest

Holds prices back

The suburbs (OCR) grew fastest since 2004 — a lot of that gain is already in, so there's more risk it cools from here.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

Supports prices

Not many new units are being built in this district (~747) — less new supply competing with you.

0.7k units
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

About neutral · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers), but the suburbs never leaned on them — so it barely affects you here.

1.4% foreign
Rents at this project

Holds prices back

Rents at Rivertrees Residences have slipped ~6% over the last couple of years — weaker support if you rent it out.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$1,583 psf is ~2% above similar nearby projects (~$1,548). about right

(The whole suburbs average is ~$1,534 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

Rivertrees Residences has grown ~4.4%/yr over ~5 years. Similar nearby: Parc Greenwich 5.2%, High Park Residences 5.3%, The Topiary 7.4%, Parc Botannia 3.6%, Riverbank @ Fernvale 6% — a 3.67.4%/yr spread (most around 5.3%).

market ~4.6%
Rivertrees 4.4%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Yes, by the time you can sell
Sell earliest (yr 4):at its own ~4.4%/yr, ~$1,881/sqft by year 4 — already past your target.
Likely hits it:about year 3 at its own ~4.4%/yr pace.
Best case:if it ran like its best neighbour (The Topiary, ~7.4%/yr), about year 2.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$1,288,000

2021–2026 (URA)

Appreciation

4.4%/yr

median trend

Gross yield

3.3%

~$4.3/psf rent

Lease

~86 yrs left

leasehold

Rivertrees Residences median price per sqft, by year

2021$1,251 psf
2022$1,295 psf+3.5%
2023$1,410 psf+8.9%
2024$1,477 psf+4.8%
2025$1,562 psf+5.8%
2026$1,583 psf+1.3%

Median PSF of actual URA transactions each year, with year-on-year change.

Does Rivertrees Residences fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at Rivertrees Residences

Questions people ask about Rivertrees Residences

Is Rivertrees Residences freehold or leasehold?

Rivertrees Residences is on a 99-year lease that began in 2013, so about 86 years remain. It sits in District 28 (Outside Central Region (OCR)).

How much does Rivertrees Residences cost per square foot?

Recent transactions at Rivertrees Residences are around $1,583 psf. Across its record, transacted prices range from $645,000 to $2,428,888.

Which primary schools are near Rivertrees Residences?

Within 1 km (top Primary 1 priority): Fern Green Primary School (0.40 km), Sengkang Green Primary School (0.71 km), Anchor Green Primary School (0.76 km). Within 1–2 km: Nan Chiau Primary School, Palm View Primary School, Hougang Primary School. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest Rivertrees Residences?

The nearest MRT is Layar LRT, about 220 m away (straight-line).

Has Rivertrees Residences gone up in value?

Across 127 URA-recorded transactions (2021–2026), prices at Rivertrees Residences have moved about 4.4% a year on average, with a gross rental yield near 3.3%. That is a past record, not a forecast.

What condos are comparable to Rivertrees Residences?

Within a short walk: Riverbank @ Fernvale, H2o Residences, Lush Acres, Rivercove Residences, Seletar Springs Condominium. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is Rivertrees Residences a good buy?

Rivertrees Residences sits in Outside Central Region (OCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

Other condos in District 28

Browse all Singapore condos →