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Stirling Residences

Stirling Road · District 03 · Rest of Central Region (RCR) · 99 yrs lease commencing from 2017

Stirling Residences is an apartment development in District 03 (RCR). Based on 438 URA-recorded transactions from 20212026, its median price is $1,505,444, with prices moving about 5.5%/yr and a gross rental yield near 3.6%.

The verdict · for an investor

Stirling Residences · Apartment · District 03 · Leasehold

On balance, Stirling Residences points up.

Strong track record — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 7 min on foot; 7 supermarkets, 7 food & retail spots nearby.
  • Rentable~3.6% gross yield; transport and schools nearby keep tenants coming.

And what makes it better

  • 2-bed, 3-bed, 4-bed have risen since 2021.
  • A Primary-1 priority school within 1km — a real family draw.

What's holding it back

  • Its recent +5.5%/yr rode a hot cycle — don't bank on that pace repeating.
  • The 1-bed has lagged (−3.2%).
  • The market's near the top of its cycle — mind your entry price.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

3.6%

gross, on this project

Priced vs nearby

Priciest nearby

you pay for the fresh lease and the spot.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$2,298/sqft
55 sold here

What 657 sqft (2-bed) units go for here

$1.42Mmiddle ~$1.51M$1.60M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 657 sqft sales

Jul 2026657 sqft · fl 31-35$1.54M$2,344 psf
Jul 2026657 sqft · fl 21-25$1.51M$2,298 psf
May 2026657 sqft · fl 11-15$1.51M$2,298 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $7.13 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
3.7% gross yield
Healthyfor a Singapore condo, the rent is doing real work here. At a typical 75% loan, the rent covers ~89% of the mortgage — you’d top up ~$600/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$1.51M

Aim at the middle or below. A patient buyer has been getting closer to $1.46M.

If you’re selling

~$1.58M

List at the top of fair; realistic close is $1.51M–$1.53M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$2.58M
Paper gain+$1.07M

Our blunt read: ~$1.07M over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~5.5%/yr), and past pace never promises the future.

Built from URA transactions for Stirling Residences — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

Stirling Residences

Rest of Central Region (RCR) · District 03 · ~$2,387 psf · 3.6% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For Stirling Residences, its own prices have been flat lately. Over a 4-year hold, expect sideways-to-modest — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is roughly even.

!

What it means for you: At ~$2,387 psf, Stirling Residences is priced below similar new projects nearby — good value against its peers. Its own prices are still climbing (~5.5%/yr over ~5 years). The real watch-out: about 2,137 brand-new units come up for sale in this district by 2029 — direct competition for when you sell. Buying near the top of the cycle just as that lands can cap your gains. So — use the incoming supply as your reason to negotiate the price down now, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (Stirling Residences)

About neutral

Stirling Residences's own prices have gone flat over the latest year.

Your area vs the rest

About neutral

The city fringe (RCR) sits in the middle of the three areas on long-run growth.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

Holds prices back

About 2,137 new units are still unsold in this district, with the first big batch finishing around 2029 — plenty of fresh supply that can hold prices and rents back.

2.1k units
New launches selling

Supports prices

New launches in this district are selling well — 4 recent ones are around 98% sold, so buyer demand here is healthy right now.

98% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.

1.4% foreign
Rents at this project

About neutral

Rents at Stirling Residences have been flat over the last couple of years.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$2,387 psf is ~15% below similar nearby projects (~$2,805). good value

(The whole city fringe average is ~$1,830 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

Stirling Residences has grown ~5.5%/yr over ~5 years. Similar nearby: Zyon Grand 9.2%, Avenue South Residence -1.8%, Penrith 5.6%, Promenade Peak 4.5%, One Pearl Bank 1.7% — a -1.89.2%/yr spread (most around 4.5%).

market ~4.6%
Stirling 5.5%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Yes, by the time you can sell
Sell earliest (yr 4):at its own ~5.5%/yr, ~$2,957/sqft by year 4 — already past your target.
Likely hits it:about year 3 at its own ~5.5%/yr pace.
Best case:if it ran like its best neighbour (Zyon Grand, ~9.2%/yr), about year 2.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$1,505,444

2021–2026 (URA)

Appreciation

5.5%/yr

median trend

Gross yield

3.6%

~$7.13/psf rent

Lease

~90 yrs left

leasehold

Stirling Residences median price per sqft, by year

2021$2,397 psf
2022$2,621 psf+9.3%
2023$2,289 psf-12.7%
2024$2,313 psf+1%
2025$2,381 psf+2.9%
2026$2,387 psf+0.3%

Median PSF of actual URA transactions each year, with year-on-year change.

Does Stirling Residences fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at Stirling Residences

Questions people ask about Stirling Residences

Is Stirling Residences freehold or leasehold?

Stirling Residences is on a 99-year lease that began in 2017, so about 90 years remain. It sits in District 03 (Rest of Central Region (RCR)).

How much does Stirling Residences cost per square foot?

Recent transactions at Stirling Residences are around $2,387 psf. Across its record, transacted prices range from $908,888 to $3,580,000.

Which primary schools are near Stirling Residences?

Within 1 km (top Primary 1 priority): Queenstown Primary School (0.59 km). Within 1–2 km: New Town Primary School, Gan Eng Seng Primary School, Blangah Rise Primary School. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest Stirling Residences?

The nearest MRT is Queenstown MRT, about 440 m away (straight-line).

Has Stirling Residences gone up in value?

Across 438 URA-recorded transactions (2021–2026), prices at Stirling Residences have moved about 5.5% a year on average, with a gross rental yield near 3.6%. That is a past record, not a forecast.

What condos are comparable to Stirling Residences?

Within a short walk: The Anchorage, Queens, Alexis, Queens Peak, Commonwealth Towers. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is Stirling Residences a good buy?

Stirling Residences sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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