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The Peak@Balmeg

Balmeg Hill · District 05 · Rest of Central Region (RCR) · Freehold

The Peak@Balmeg is a condominium development in District 05 (RCR). Based on 25 URA-recorded transactions from 20212026, its median price is $2,700,000, with prices moving about -1.1%/yr and a gross rental yield near 3.2%.

The verdict · for an investor

The Peak@Balmeg · Condominium · District 05 · Freehold

The Peak@Balmeg is a mixed picture — a real case, with real caveats.

There's a genuine case here, but weigh the caveats below before you commit — the fundamentals and the record don't all point the same way.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 4 min on foot.
  • Rentable~3.2% gross yield; transport nearby keep tenants coming.

And what makes it better

  • Inside one-north — a government-committed long-term catalyst.

What's holding it back

  • The 5-bed has lagged (−5.2%).
  • No Primary-1 priority school within 1km.
  • The market's near the top of its cycle — mind your entry price.

Should I buy?

A mixed picture

There's a case — weigh the caveats first.

Rental yield

3.2%

gross, on this project

Priced vs nearby

Cheapest nearby

priced under the walkable neighbours.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,725/sqft
9 sold here

What 1,507 sqft (5-bed) units go for here

$2.44Mmiddle ~$2.60M$2.76M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,507 sqft sales

Aug 20261,507 sqft · fl 01-05$2.72M$1,805 psf
Aug 20251,507 sqft · fl 01-05$2.82M$1,871 psf
May 20241,507 sqft · fl 01-05$2.71M$1,798 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $4.05 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
2.8% gross yield
Middlingtypical for prime Singapore. The rent offsets some cost, but the returns ride on price growth, not yield. At a typical 75% loan, the rent covers ~67% of the mortgage — you’d top up ~$3,000/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$2.60M

Aim at the middle or below. A patient buyer has been getting closer to $2.51M.

If you’re selling

~$2.71M

List at the top of fair; realistic close is $2.60M–$2.63M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$3.49M
Paper gain+$0.89M

Our blunt read: ~$894k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~3.0%/yr), and past pace never promises the future.

Built from URA transactions for The Peak@Balmeg — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

The Peak@Balmeg

Rest of Central Region (RCR) · District 05 · ~$1,524 psf · 3.2% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For The Peak@Balmeg, its own prices have been flat lately. Over a 4-year hold, expect sideways-to-modest — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is against you.

!

What it means for you: At ~$1,524 psf, The Peak@Balmeg is priced below similar new projects nearby — good value against its peers. But its own prices have gone flat (~-1.1%/yr over ~5 years). The real watch-out: about 2,473 brand-new units come up for sale in this district by 2028 — direct competition for when you sell. Buying near the top of the cycle just as that lands can cap your gains. So — push hard on price — this is a buyer's situation. If the seller won't move, walk; there's no rush.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (The Peak@Balmeg)

Holds prices back

The Peak@Balmeg's own prices have softened — about -19% in the latest year.

Your area vs the rest

About neutral

The city fringe (RCR) sits in the middle of the three areas on long-run growth.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

Holds prices back

About 2,473 new units are still unsold in this district, with the first big batch finishing around 2028 — plenty of fresh supply that can hold prices and rents back.

2.5k units
New launches selling

Supports prices

New launches in this district are selling well — 8 recent ones are around 98% sold, so buyer demand here is healthy right now.

98% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.

1.4% foreign
Rents at this project

Holds prices back

Rents at The Peak@Balmeg have slipped ~4% over the last couple of years — weaker support if you rent it out.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$1,524 psf is ~40% below similar nearby projects (~$2,525). good value

(The whole city fringe average is ~$1,830 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

The Peak@Balmeg has grown ~-1.1%/yr over ~5 years. Similar nearby: Normanton Park 2.8%, Lyndenwoods 9.9%, Bloomsbury Residences 3%, Blossoms By The Park -1.5%, Terra Hill 0.2% — a -1.59.9%/yr spread (most around 2.8%).

market ~4.6%
The -1.1%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Unlikely at this pace
Sell earliest (yr 4):at its own ~-1.1%/yr, ~$1,458/sqft by year 4 — still short of $1,750.
Likely hits it:at ~-1.1%/yr it’s not trending up — it may never reach $1,750 on its own.
Best case:if it ran like its best neighbour (Lyndenwoods, ~9.9%/yr), about year 2.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$2,700,000

2021–2026 (URA)

Appreciation

-1.1%/yr

median trend

Gross yield

3.2%

~$4.05/psf rent

Lease

Freehold

The Peak@Balmeg median price per sqft, by year

2021$1,607 psf
2022$1,623 psf+1%
2023$1,655 psf+2%
2024$1,736 psf+4.9%
2025$1,871 psf+7.8%
2026$1,524 psf-18.5%

Median PSF of actual URA transactions each year, with year-on-year change.

Does The Peak@Balmeg fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at The Peak@Balmeg

Questions people ask about The Peak@Balmeg

Is The Peak@Balmeg freehold or leasehold?

The Peak@Balmeg is a freehold development in District 05 (Rest of Central Region (RCR)). Freehold means there is no lease running down.

How much does The Peak@Balmeg cost per square foot?

Recent transactions at The Peak@Balmeg are around $1,524 psf. Across its record, transacted prices range from $1,780,000 to $4,900,000.

Which MRT station is nearest The Peak@Balmeg?

The nearest MRT is Haw Par Villa MRT, about 210 m away (straight-line).

Has The Peak@Balmeg gone up in value?

Across 25 URA-recorded transactions (2021–2026), prices at The Peak@Balmeg have moved about -1.1% a year on average, with a gross rental yield near 3.2%. That is a past record, not a forecast.

What condos are comparable to The Peak@Balmeg?

Within a short walk: Kent Ridge Hill Residences, Terra Hill, Lyndenwoods, Normanton Park. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is The Peak@Balmeg a good buy?

The Peak@Balmeg sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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