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The Reef At King'S Dock

Harbourfront Avenue · District 04 · Rest of Central Region (RCR) · 99 yrs lease commencing from 2021

The Reef At King'S Dock is a condominium development in District 04 (RCR). Based on 112 URA-recorded transactions from 20212026, its median price is $2,465,556, with prices moving about 2.5%/yr and a gross rental yield near 3.5%.

The verdict · for an investor

The Reef At King'S Dock · Condominium · District 04 · Leasehold

The Reef At King'S Dock is a mixed picture — a real case, with real caveats.

There's a genuine case here, but weigh the caveats below before you commit — the fundamentals and the record don't all point the same way.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 7 min on foot; 2 supermarkets, 2 food & retail spots nearby.
  • Rentable~3.5% gross yield; transport nearby keep tenants coming.

And what makes it better

  • 1-bed, 4-bed have risen since 2024.
  • Inside Greater Southern Waterfront — a government-committed long-term catalyst.

What's holding it back

  • The 2-bed, 3-bed have lagged (−3.6%, −2.9%).
  • No Primary-1 priority school within 1km.
  • The market's near the top of its cycle — mind your entry price.

Should I buy?

A mixed picture

There's a case — weigh the caveats first.

Rental yield

3.5%

gross, on this project

Priced vs nearby

Priciest nearby

you pay for the fresh lease and the spot.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$2,729/sqft
16 sold here

What 1,076 sqft (4-bed) units go for here

$2.76Mmiddle ~$2.94M$3.11M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,076 sqft sales

Dec 20241,076 sqft · fl 06-10$2.95M$2,742 psf
Sep 20241,076 sqft · fl 06-10$2.96M$2,751 psf
Sep 20241,076 sqft · fl 06-10$2.98M$2,770 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $7.1 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
3.1% gross yield
Middlingtypical for prime Singapore. The rent offsets some cost, but the returns ride on price growth, not yield. At a typical 75% loan, the rent covers ~75% of the mortgage — you’d top up ~$2,600/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$2.94M

Aim at the middle or below. A patient buyer has been getting closer to $2.83M.

If you’re selling

~$3.07M

List at the top of fair; realistic close is $2.94M–$2.97M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$3.76M
Paper gain+$0.82M

Our blunt read: ~$822k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~2.5%/yr), and past pace never promises the future.

Built from URA transactions for The Reef At King'S Dock — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

The Reef At King'S Dock

Rest of Central Region (RCR) · District 04 · ~$2,456 psf · 3.5% yield

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For The Reef At King'S Dock, its own prices have been flat lately. Over a 4-year hold, expect sideways-to-modest — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is roughly even.

!

What it means for you: At ~$2,456 psf, The Reef At King'S Dock is priced a bit above similar new projects nearby (~24% up) — you're paying a premium. Its own prices are only creeping up (~2.5%/yr over ~5 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (The Reef At King'S Dock)

About neutral

Not enough recent sales at this project to read its own trend.

Your area vs the rest

About neutral

The city fringe (RCR) sits in the middle of the three areas on long-run growth.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.

1.4% foreign
Rents at this project

About neutral

Rents at The Reef At King'S Dock have been flat over the last couple of years.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$2,456 psf is ~24% above similar nearby projects (~$1,973). a bit high

(The whole city fringe average is ~$1,830 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

The Reef At King'S Dock has grown ~2.5%/yr over ~5 years. Similar nearby: Reflections At Keppel Bay 1.6%, The Interlace 5.3%, Caribbean At Keppel Bay 2.3%, Corals At Keppel Bay -4.9% — a -4.95.3%/yr spread (most around 2.3%).

market ~4.6%
The 2.5%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Later — around year 6
Sell earliest (yr 4):at its own ~2.5%/yr, ~$2,711/sqft by year 4 — still short of $2,800.
Likely hits it:about year 6 at its own ~2.5%/yr pace.
Best case:if it ran like its best neighbour (The Interlace, ~5.3%/yr), about year 3.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$2,465,556

2021–2026 (URA)

Appreciation

2.5%/yr

median trend

Gross yield

3.5%

~$7.1/psf rent

Lease

~94 yrs left

leasehold

The Reef At King'S Dock median price per sqft, by year

2021$2,508 psf
2022$2,429 psf-3.1%
2023$2,618 psf+7.8%
2024$2,728 psf+4.2%
2026$2,456 psf-10%

Median PSF of actual URA transactions each year, with year-on-year change.

Does The Reef At King'S Dock fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at The Reef At King'S Dock

Questions people ask about The Reef At King'S Dock

Is The Reef At King'S Dock freehold or leasehold?

The Reef At King'S Dock is on a 99-year lease that began in 2021, so about 94 years remain. It sits in District 04 (Rest of Central Region (RCR)).

How much does The Reef At King'S Dock cost per square foot?

Recent transactions at The Reef At King'S Dock are around $2,456 psf. Across its record, transacted prices range from $1,080,000 to $3,851,000.

Which primary schools are near The Reef At King'S Dock?

Within 1–2 km: Radin Mas Primary School, Blangah Rise Primary School, Chij (kellock). Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest The Reef At King'S Dock?

The nearest MRT is Harbourfront MRT, about 500 m away (straight-line).

Has The Reef At King'S Dock gone up in value?

Across 112 URA-recorded transactions (2021–2026), prices at The Reef At King'S Dock have moved about 2.5% a year on average, with a gross rental yield near 3.5%. That is a past record, not a forecast.

What condos are comparable to The Reef At King'S Dock?

Within a short walk: Corals At Keppel Bay, Caribbean At Keppel Bay, Reflections At Keppel Bay, The Foresta @ Mount Faber. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is The Reef At King'S Dock a good buy?

The Reef At King'S Dock sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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