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Waterbank At Dakota

Dakota Crescent · District 14 · Rest of Central Region (RCR) · 99 yrs lease commencing from 2009

Waterbank At Dakota is a condominium development in District 14 (RCR). Based on 142 URA-recorded transactions from 20212026, its median price is $1,735,000, with prices moving about 5.5%/yr and a gross rental yield near 3.6%.

The verdict · for an investor

Waterbank At Dakota · Condominium · District 14 · Leasehold

On balance, Waterbank At Dakota points up.

Strong track record, sitting inside Paya Lebar Central & the airbase land — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 5 min on foot; 4 supermarkets, 3 food & retail spots nearby.
  • Rentable~3.6% gross yield; transport and schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 5-bed +40.0%, 4-bed +30.6%, 3-bed +22.8% since 2021.
  • A Primary-1 priority school within 1km — a real family draw.

What's holding it back

  • Its recent +5.5%/yr rode a hot cycle — don't bank on that pace repeating.
  • The market's near the top of its cycle — mind your entry price.
  • Larger units — entry starts around $2.72M, not an easy first step.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

3.6%

gross, on this project

Priced vs nearby

Priciest nearby

you pay for the fresh lease and the spot.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,781/sqft
27 sold here

What 484 sqft (1-bed) units go for here

$0.81Mmiddle ~$0.86M$0.91M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 484 sqft sales

May 2026484 sqft · fl 16-20$0.96M$1,983 psf
Oct 2025484 sqft · fl 06-10$0.91M$1,886 psf
Oct 2025484 sqft · fl 01-05$0.94M$1,942 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $6.4 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
4.3% gross yield
Stronggenuinely rentable, and rare at this price. At a typical 75% loan, the rent fully covers the mortgage — it pays for itself.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$0.86M

Aim at the middle or below. A patient buyer has been getting closer to $0.83M.

If you’re selling

~$0.90M

List at the top of fair; realistic close is $0.86M–$0.87M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$1.47M
Paper gain+$0.61M

Our blunt read: ~$610k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~5.5%/yr), and past pace never promises the future.

Built from URA transactions for Waterbank At Dakota — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

Waterbank At Dakota

Rest of Central Region (RCR) · District 14 · ~$2,119 psf · 3.6% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans, steady immigration and rising rents are holding them up. For Waterbank At Dakota, its own prices are still climbing. Over a 4-year hold, expect modest growth — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is leaning to your favour.

!

What it means for you: At ~$2,119 psf, Waterbank At Dakota is priced about level with similar new projects nearby — no bargain, but you're not overpaying versus its peers. Its own prices are still climbing (~5.5%/yr over ~5 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (Waterbank At Dakota)

Supports prices

Waterbank At Dakota's own prices are still climbing — about +9% in the latest year of sales.

Your area vs the rest

About neutral

The city fringe (RCR) sits in the middle of the three areas on long-run growth.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New launches selling

Supports prices

New launches in this district are selling well — 3 recent ones are around 100% sold, so buyer demand here is healthy right now.

100% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.

1.4% foreign
Rents at this project

Supports prices

Rents at Waterbank At Dakota are up ~10% over the last couple of years — good if you're renting it out.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$2,119 psf is ~2% above similar nearby projects (~$2,074). about right

(The whole city fringe average is ~$1,830 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

Waterbank At Dakota has grown ~5.5%/yr over ~5 years. Similar nearby: Parc Esta 1.5%, Sims Urban Oasis 4.2%, Penrose 5.8%, Mori -0.1%, The Antares 2.9% — a -0.15.8%/yr spread (most around 2.9%).

market ~4.6%
Waterbank 5.5%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Yes, by the time you can sell
Sell earliest (yr 4):at its own ~5.5%/yr, ~$2,625/sqft by year 4 — already past your target.
Likely hits it:about year 3 at its own ~5.5%/yr pace.
Best case:if it ran like its best neighbour (Penrose, ~5.8%/yr), about year 3.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$1,735,000

2021–2026 (URA)

Appreciation

5.5%/yr

median trend

Gross yield

3.6%

~$6.4/psf rent

Lease

~82 yrs left

leasehold

Waterbank At Dakota median price per sqft, by year

2021$1,693 psf
2022$1,711 psf+1.1%
2023$1,852 psf+8.2%
2024$1,986 psf+7.2%
2025$1,941 psf-2.3%
2026$2,119 psf+9.2%

Median PSF of actual URA transactions each year, with year-on-year change.

Does Waterbank At Dakota fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at Waterbank At Dakota

Questions people ask about Waterbank At Dakota

Is Waterbank At Dakota freehold or leasehold?

Waterbank At Dakota is on a 99-year lease that began in 2009, so about 82 years remain. It sits in District 14 (Rest of Central Region (RCR)).

How much does Waterbank At Dakota cost per square foot?

Recent transactions at Waterbank At Dakota are around $2,119 psf. Across its record, transacted prices range from $768,000 to $4,380,000.

Which primary schools are near Waterbank At Dakota?

Within 1 km (top Primary 1 priority): Kong Hwa School (0.47 km). Within 1–2 km: Tanjong Katong Primary School, Geylang Methodist School (primary), Haig Girls' School. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest Waterbank At Dakota?

The nearest MRT is Dakota MRT, about 180 m away (straight-line).

Has Waterbank At Dakota gone up in value?

Across 142 URA-recorded transactions (2021–2026), prices at Waterbank At Dakota have moved about 5.5% a year on average, with a gross rental yield near 3.6%. That is a past record, not a forecast.

What condos are comparable to Waterbank At Dakota?

Within a short walk: Grand Dunman, Dakota Residences, The Waterina, Guillemard Edge, The Continuum. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is Waterbank At Dakota a good buy?

Waterbank At Dakota sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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