GrowKaki.

J@63

Lorong J Telok Kurau · District 15 · Outside Central Region (OCR) · Freehold

J@63 is an apartment development in District 15 (OCR). Based on 10 URA-recorded transactions from 20212026, its median price is $1,970,000, with prices moving about 2.1%/yr.

The verdict · for an investor

J@63 · Apartment · District 15 · Freehold

J@63 is a mixed picture — a real case, with real caveats.

There's a genuine case here, but weigh the caveats below before you commit — the fundamentals and the record don't all point the same way.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 17 min on foot; 7 supermarkets, 2 food & retail spots nearby.
  • Rentablesteady rental demand; schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 3-bed +10.7%, 4-bed +8.1% since 2021.
  • A Primary-1 priority school within 1km — a real family draw.

What's holding it back

  • MRT is a real walk — Kembangan MRT, about 17 min.
  • The market's near the top of its cycle — mind your entry price.
  • Larger units — entry starts around $1.90M, not an easy first step.

Should I buy?

A mixed picture

There's a case — weigh the caveats first.

Rental yield

no rent record yet

Priced vs nearby

Above 2 of 5

mid-priced for the immediate area.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,645/sqft
3 sold here

What 1,044 sqft (3-bed) units go for here

$1.61Mmiddle ~$1.72M$1.82M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,044 sqft sales

Apr 20261,044 sqft · fl 01-05$1.90M$1,820 psf
Nov 20211,044 sqft · fl 01-05$1.70M$1,628 psf
Nov 20211,044 sqft · fl 01-05$1.72M$1,645 psf
The rentWhat would it earn?

What it rents for — and if that works

Not yet renting here — so we’ve estimated from what comparable condos nearby rent for (~$5.07 psf/mo). Change it if you know better.

The rent you’d get

/mo
3.7% gross yield
Healthyfor a Singapore condo, the rent is doing real work here. At a typical 75% loan, the rent covers ~88% of the mortgage — you’d top up ~$700/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$1.72M

Aim at the middle or below. A patient buyer has been getting closer to $1.66M.

If you’re selling

~$1.79M

List at the top of fair; realistic close is $1.72M–$1.74M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$2.11M
Paper gain+$0.40M

Our blunt read: ~$397k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~2.1%/yr), and past pace never promises the future.

Built from URA transactions for J@63 — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

J@63

Outside Central Region (OCR) · District 15

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For J@63, its own prices have been flat lately. Over a 4-year hold, expect sideways-to-modest — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is roughly even.

!

What it means for you: At ~$1,756 psf, J@63 is priced about level with similar new projects nearby — no bargain, but you're not overpaying versus its peers. Its own prices are only creeping up (~2.1%/yr over ~5 years). The real watch-out: about 2,896 brand-new units come up for sale in this district by 2028 — direct competition for when you sell. Buying near the top of the cycle just as that lands can cap your gains. So — use the incoming supply as your reason to negotiate the price down now, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (J@63)

About neutral

Not enough recent sales at this project to read its own trend.

Your area vs the rest

Holds prices back

The suburbs (OCR) grew fastest since 2004 — a lot of that gain is already in, so there's more risk it cools from here.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

Holds prices back

About 2,896 new units are still unsold in this district, with the first big batch finishing around 2028 — plenty of fresh supply that can hold prices and rents back.

2.9k units
New launches selling

Supports prices

New launches in this district are selling well — 15 recent ones are around 91% sold, so buyer demand here is healthy right now.

91% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

About neutral · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers), but the suburbs never leaned on them — so it barely affects you here.

1.4% foreign
Rents (Singapore-wide)

About neutral

Rents across Singapore have flattened out lately.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$1,756 psf is ~6% below similar nearby projects (~$1,871). about right

(The whole suburbs average is ~$1,534 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

J@63 has grown ~2.1%/yr over ~5 years. Similar nearby: Seaside Residences 2.7%, Mandarin Gardens 3%, Neptune Court 3.9%, Flamingo Valley 5.5% — a 2.75.5%/yr spread (most around 3.9%).

market ~4.6%
J@63 2.1%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Later — around year 7
Sell earliest (yr 4):at its own ~2.1%/yr, ~$1,908/sqft by year 4 — still short of $2,000.
Likely hits it:about year 7 at its own ~2.1%/yr pace.
Best case:if it ran like its best neighbour (Flamingo Valley, ~5.5%/yr), about year 3.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$1,970,000

2021–2026 (URA)

Appreciation

2.1%/yr

median trend

Gross yield

rental n/a

Lease

Freehold

J@63 median price per sqft, by year

2021$1,638 psf

Median PSF of actual URA transactions each year, with year-on-year change.

Does J@63 fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at J@63

Questions people ask about J@63

Is J@63 freehold or leasehold?

J@63 is a freehold development in District 15 (Outside Central Region (OCR)). Freehold means there is no lease running down.

How much does J@63 cost per square foot?

Recent transactions at J@63 are around $1,638 psf — a new-launch price. Across its record, transacted prices range from $1,559,592 to $2,515,000.

Which primary schools are near J@63?

Within 1 km (top Primary 1 priority): Haig Girls' School (0.73 km), Chij (katong) Primary (0.88 km). Within 1–2 km: Tao Nan School, St. Stephen's School, Ngee Ann Primary School. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest J@63?

The nearest MRT is Kembangan MRT, about 880 m away (straight-line).

Has J@63 gone up in value?

Across 10 URA-recorded transactions (2021–2026), prices at J@63 have moved about 2.1% a year on average. That is a past record, not a forecast.

What condos are comparable to J@63?

Within a short walk: Parc Elegance, The Trumps, Astoria Park, Parc Esta, Seventy Saint Patrick'S. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is J@63 a good buy?

J@63 sits in Outside Central Region (OCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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