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Oleander Towers

Lorong 1 Toa Payoh · District 12 · Rest of Central Region (RCR) · 99 yrs lease commencing from 1995

Oleander Towers is an apartment development in District 12 (RCR). Based on 54 URA-recorded transactions from 20212026, its median price is $1,555,000, with prices moving about 5.9%/yr and a gross rental yield near 3%.

The verdict · for an investor

Oleander Towers · Apartment · District 12 · Leasehold

On balance, Oleander Towers points up.

Strong track record, sitting inside Kallang – Sports Hub & riverside — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 9 min on foot; 8 supermarkets, 5 food & retail spots nearby.
  • Rentable~3% gross yield; transport and schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 3-bed +36.0%, 4-bed +33.2%, 5-bed +23.8% since 2021.
  • A Primary-1 priority school within 1km — a real family draw.
  • Inside Kallang – Sports Hub & riverside — a government-committed long-term catalyst.

What's holding it back

  • Leasehold, ~68 years left — the lease clock weighs on price and financing the older it gets.
  • Its recent +5.9%/yr rode a hot cycle — don't bank on that pace repeating.
  • The market's near the top of its cycle — mind your entry price.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

3%

gross, on this project

Priced vs nearby

Above 1 of 6

mid-priced for the immediate area.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,545/sqft
22 sold here

What 1,152 sqft (4-bed) units go for here

$1.67Mmiddle ~$1.78M$1.89M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,152 sqft sales

Mar 20261,152 sqft · fl 11-15$1.85M$1,610 psf
Feb 20261,152 sqft · fl 16-20$1.86M$1,615 psf
Nov 20251,152 sqft · fl 11-15$1.88M$1,632 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $4.05 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
3.1% gross yield
Middlingtypical for prime Singapore. The rent offsets some cost, but the returns ride on price growth, not yield. At a typical 75% loan, the rent covers ~75% of the mortgage — you’d top up ~$1,550/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$1.78M

Aim at the middle or below. A patient buyer has been getting closer to $1.72M.

If you’re selling

~$1.86M

List at the top of fair; realistic close is $1.78M–$1.80M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$3.16M
Paper gain+$1.38M

Our blunt read: ~$1.38M over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~5.9%/yr), and past pace never promises the future.

Built from URA transactions for Oleander Towers — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

Oleander Towers

Rest of Central Region (RCR) · District 12 · ~$1,604 psf · 3% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For Oleander Towers, its own prices are still climbing. Over a 4-year hold, expect modest growth — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is leaning to your favour.

!

What it means for you: At ~$1,604 psf, Oleander Towers is priced below similar new projects nearby — good value against its peers. Its own prices are still climbing (~5.9%/yr over ~5 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (Oleander Towers)

Supports prices

Oleander Towers's own prices are still climbing — about +2% in the latest year of sales.

Your area vs the rest

About neutral

The city fringe (RCR) sits in the middle of the three areas on long-run growth.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

Supports prices

Not many new units are being built in this district (~777) — less new supply competing with you.

0.8k units
New launches selling

Supports prices

New launches in this district are selling well — 3 recent ones are around 95% sold, so buyer demand here is healthy right now.

95% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.

1.4% foreign
Rents at this project

Holds prices back

Rents at Oleander Towers have slipped ~5% over the last couple of years — weaker support if you rent it out.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$1,604 psf is ~24% below similar nearby projects (~$2,100). good value

(The whole city fringe average is ~$1,830 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

Oleander Towers has grown ~5.9%/yr over ~5 years. Similar nearby: The Orie 4.9%, Eight Riversuites 4.8%, Gem Residences 3.2%, Trevista 7.9%, Verticus 2.7% — a 2.77.9%/yr spread (most around 4.8%).

market ~4.6%
Oleander 5.9%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Yes, by the time you can sell
Sell earliest (yr 4):at its own ~5.9%/yr, ~$2,017/sqft by year 4 — already past your target.
Likely hits it:about year 3 at its own ~5.9%/yr pace.
Best case:if it ran like its best neighbour (Trevista, ~7.9%/yr), about year 2.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$1,555,000

2021–2026 (URA)

Appreciation

5.9%/yr

median trend

Gross yield

3%

~$4.05/psf rent

Lease

~68 yrs left

leasehold

Oleander Towers median price per sqft, by year

2021$1,190 psf
2022$1,252 psf+5.2%
2023$1,366 psf+9.1%
2024$1,476 psf+8.1%
2025$1,567 psf+6.2%
2026$1,604 psf+2.4%

Median PSF of actual URA transactions each year, with year-on-year change.

Does Oleander Towers fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at Oleander Towers

Questions people ask about Oleander Towers

Is Oleander Towers freehold or leasehold?

Oleander Towers is on a 99-year lease that began in 1995, so about 68 years remain. It sits in District 12 (Rest of Central Region (RCR)).

How much does Oleander Towers cost per square foot?

Recent transactions at Oleander Towers are around $1,604 psf. Across its record, transacted prices range from $970,000 to $2,600,000.

Which primary schools are near Oleander Towers?

Within 1 km (top Primary 1 priority): Chij Primary (toa Payoh) (0.28 km), Kheng Cheng School (0.56 km), Marymount Convent School (0.95 km). Within 1–2 km: Pei Chun Public School, First Toa Payoh Primary School, St. Joseph's Institution Junior. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest Oleander Towers?

The nearest MRT is Toa Payoh MRT, about 330 m away (straight-line).

Has Oleander Towers gone up in value?

Across 54 URA-recorded transactions (2021–2026), prices at Oleander Towers have moved about 5.9% a year on average, with a gross rental yield near 3%. That is a past record, not a forecast.

What condos are comparable to Oleander Towers?

Within a short walk: Vista Residences, The Arte, Trevista, Braddell View, Peak Residence. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is Oleander Towers a good buy?

Oleander Towers sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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