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Pinetree Hill

Pine Grove · District 21 · Rest of Central Region (RCR) · 99 yrs lease commencing from 2022

Pinetree Hill is a condominium development in District 21 (RCR). Based on 519 URA-recorded transactions from 20232026, its median price is $2,285,000, with prices moving about 4.3%/yr.

The verdict · for an investor

Pinetree Hill · Condominium · District 21 · Leasehold

On balance, Pinetree Hill points up — but you're paying for it.

Strong track record — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 18 min on foot; 5 supermarkets, 1 food & retail spot nearby.
  • Rentablesteady rental demand; schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 2-bed +13.3%, 3-bed +9.4%, 1-bed +7.5% since 2023.
  • A Primary-1 priority school within 1km — a real family draw.

What's holding it back

  • MRT is a real walk — Dover MRT, about 18 min.
  • The market's near the top of its cycle — mind your entry price.
  • Larger units — entry starts around $2.53M, not an easy first step.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

no rent record yet

Priced vs nearby

Priciest nearby

you pay for the fresh lease and the spot.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$2,590/sqft
89 sold here

What 764 sqft (2-bed) units go for here

$1.86Mmiddle ~$1.98M$2.10M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 764 sqft sales

Jul 2025764 sqft · fl 21-25$2.02M$2,649 psf
Mar 2025764 sqft · fl 21-25$1.99M$2,598 psf
Mar 2025764 sqft · fl 21-25$1.91M$2,499 psf
The rentWhat would it earn?

What it rents for — and if that works

Not yet renting here — so we’ve estimated from what comparable condos nearby rent for (~$4.24 psf/mo). Change it if you know better.

The rent you’d get

/mo
2.0% gross yield
Thina home to live in, not a rental earner — you're banking on price growth, not the rent. At a typical 75% loan, the rent covers ~47% of the mortgage — you’d top up ~$3,650/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$1.98M

Aim at the middle or below. A patient buyer has been getting closer to $1.91M.

If you’re selling

~$2.07M

List at the top of fair; realistic close is $1.98M–$2.00M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$3.01M
Paper gain+$1.04M

Our blunt read: ~$1.04M over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~4.3%/yr), and past pace never promises the future.

Built from URA transactions for Pinetree Hill — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

Pinetree Hill

Rest of Central Region (RCR) · District 21

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For Pinetree Hill, its own prices have been flat lately. Over a 4-year hold, expect sideways-to-modest — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is roughly even.

!

What it means for you: At ~$2,585 psf, Pinetree Hill is priced about level with similar new projects nearby — no bargain, but you're not overpaying versus its peers. Its own prices are still climbing (~4.3%/yr over ~3 years). The real watch-out: about 2,311 brand-new units come up for sale in this district by 2026 — direct competition for when you sell. Buying near the top of the cycle just as that lands can cap your gains. So — use the incoming supply as your reason to negotiate the price down now, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (Pinetree Hill)

About neutral

Not enough recent sales at this project to read its own trend.

Your area vs the rest

About neutral

The city fringe (RCR) sits in the middle of the three areas on long-run growth.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

Holds prices back

About 2,311 new units are still unsold in this district, with the first big batch finishing around 2026 — plenty of fresh supply that can hold prices and rents back.

2.3k units
New launches selling

Supports prices

New launches in this district are selling well — 5 recent ones are around 99% sold, so buyer demand here is healthy right now.

99% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.

1.4% foreign
Rents (Singapore-wide)

About neutral

Rents across Singapore have flattened out lately.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$2,585 psf is ~10% above similar nearby projects (~$2,347). about right

(The whole city fringe average is ~$1,830 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

Pinetree Hill has grown ~4.3%/yr over ~3 years. Similar nearby: The Reserve Residences 3.2%, Nava Grove 5.9%, Forett@Bukit Timah 1.9%, Verdale 1.1%, The Sen 0% — a 05.9%/yr spread (most around 1.9%).

market ~4.6%
Pinetree 4.3%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Yes, by the time you can sell
Sell earliest (yr 4):at its own ~4.3%/yr, ~$3,059/sqft by year 4 — already past your target.
Likely hits it:about year 4 at its own ~4.3%/yr pace.
Best case:if it ran like its best neighbour (Nava Grove, ~5.9%/yr), about year 3.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$2,285,000

2023–2026 (URA)

Appreciation

4.3%/yr

median trend

Gross yield

rental n/a

Lease

~95 yrs left

leasehold

Pinetree Hill median price per sqft, by year

2023$2,371 psf
2024$2,513 psf+6%
2025$2,597 psf+3.3%
2026$2,584 psf-0.5%

Median PSF of actual URA transactions each year, with year-on-year change.

Does Pinetree Hill fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at Pinetree Hill

Questions people ask about Pinetree Hill

Is Pinetree Hill freehold or leasehold?

Pinetree Hill is on a 99-year lease that began in 2022, so about 95 years remain. It sits in District 21 (Rest of Central Region (RCR)).

How much does Pinetree Hill cost per square foot?

Recent transactions at Pinetree Hill are around $2,584 psf — a new-launch price. Across its record, transacted prices range from $1,236,000 to $4,788,000.

Which primary schools are near Pinetree Hill?

Within 1 km (top Primary 1 priority): Henry Park Primary School (0.92 km). Within 1–2 km: Pei Tong Primary School, Clementi Primary School, Methodist Girls' School (primary). Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest Pinetree Hill?

The nearest MRT is Dover MRT, about 940 m away (straight-line).

Has Pinetree Hill gone up in value?

Across 519 URA-recorded transactions (2023–2026), prices at Pinetree Hill have moved about 4.3% a year on average. That is a past record, not a forecast.

What condos are comparable to Pinetree Hill?

Within a short walk: Nava Grove, Pandan Valley, Pine Grove, The Trizon, Cavendish Park. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is Pinetree Hill a good buy?

Pinetree Hill sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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