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St Francis Court

St. Francis Road · District 12 · Rest of Central Region (RCR) · 99 yrs lease commencing from 1992

St Francis Court is an apartment development in District 12 (RCR). Based on 21 URA-recorded transactions from 20212025, its median price is $1,060,000, with prices moving about 9.2%/yr.

The verdict · for an investor

St Francis Court · Apartment · District 12 · Leasehold

On balance, St Francis Court points up.

Strong track record, sitting inside Kallang – Sports Hub & riverside — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 10 min on foot; 13 supermarkets, 3 food & retail spots nearby.
  • Rentablesteady rental demand; transport and schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 4-bed +42.0%, 3-bed +23.4% since 2021.
  • A Primary-1 priority school within 1km — a real family draw.
  • Inside Kallang – Sports Hub & riverside — a government-committed long-term catalyst.

What's holding it back

  • Leasehold, ~65 years left — the lease clock weighs on price and financing the older it gets.
  • Its recent +9.2%/yr rode a hot cycle — don't bank on that pace repeating.
  • The market's near the top of its cycle — mind your entry price.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

no rent record yet

Priced vs nearby

Cheapest nearby

priced under the walkable neighbours.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,161/sqft
10 sold here

What 818 sqft (3-bed) units go for here

$0.89Mmiddle ~$0.95M$1.01M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 818 sqft sales

Aug 2026818 sqft · fl 06-10$0.97M$1,186 psf
Jul 2025818 sqft · fl 06-10$0.97M$1,192 psf
Feb 2025818 sqft · fl 06-10$0.95M$1,161 psf
The rentWhat would it earn?

What it rents for — and if that works

Not yet renting here — so we’ve estimated from what comparable condos nearby rent for (~$5.37 psf/mo). Change it if you know better.

The rent you’d get

/mo
5.6% gross yield
Stronggenuinely rentable, and rare at this price. At a typical 75% loan, the rent fully covers the mortgage — it pays for itself.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$0.95M

Aim at the middle or below. A patient buyer has been getting closer to $0.92M.

If you’re selling

~$0.99M

List at the top of fair; realistic close is $0.95M–$0.96M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$2.29M
Paper gain+$1.34M

Our blunt read: ~$1.34M over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~9.2%/yr), and past pace never promises the future.

Built from URA transactions for St Francis Court — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

St Francis Court

Rest of Central Region (RCR) · District 12 · ~$1,185 psf

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For St Francis Court, its own prices have been flat lately. Over a 4-year hold, expect modest growth — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is leaning to your favour.

!

What it means for you: At ~$1,185 psf, St Francis Court is priced below similar new projects nearby — good value against its peers. Its own prices are still climbing (~9.2%/yr over ~4 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (St Francis Court)

About neutral

St Francis Court's own prices have gone flat over the latest year.

Your area vs the rest

About neutral

The city fringe (RCR) sits in the middle of the three areas on long-run growth.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

Supports prices

Not many new units are being built in this district (~777) — less new supply competing with you.

0.8k units
New launches selling

Supports prices

New launches in this district are selling well — 3 recent ones are around 95% sold, so buyer demand here is healthy right now.

95% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.

1.4% foreign
Rents (Singapore-wide)

About neutral

Rents across Singapore have flattened out lately.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$1,185 psf is ~44% below similar nearby projects (~$2,100). good value

(The whole city fringe average is ~$1,830 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

St Francis Court has grown ~9.2%/yr over ~4 years. Similar nearby: The Orie 4.9%, Eight Riversuites 4.8%, Gem Residences 3.2%, Trevista 7.9%, Verticus 2.7% — a 2.77.9%/yr spread (most around 4.8%).

market ~4.6%
St 9.2%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Yes, by the time you can sell
Sell earliest (yr 4):at its own ~9.2%/yr, ~$1,685/sqft by year 4 — already past your target.
Likely hits it:about year 2 at its own ~9.2%/yr pace.
Best case:if it ran like its best neighbour (Trevista, ~7.9%/yr), about year 2.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$1,060,000

2021–2025 (URA)

Appreciation

9.2%/yr

median trend

Gross yield

rental n/a

Lease

~65 yrs left

leasehold

St Francis Court median price per sqft, by year

2021$850 psf
2022$953 psf+12.1%
2023$1,072 psf+12.5%
2024$1,186 psf+10.6%
2025$1,185 psf-0.1%

Median PSF of actual URA transactions each year, with year-on-year change.

Does St Francis Court fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at St Francis Court

Questions people ask about St Francis Court

Is St Francis Court freehold or leasehold?

St Francis Court is on a 99-year lease that began in 1992, so about 65 years remain. It sits in District 12 (Rest of Central Region (RCR)).

How much does St Francis Court cost per square foot?

Recent transactions at St Francis Court are around $1,185 psf. Across its record, transacted prices range from $780,000 to $1,508,000.

Which primary schools are near St Francis Court?

Within 1 km (top Primary 1 priority): Bendemeer Primary School (0.33 km), Hong Wen School (0.75 km), St Andrew's School (junior) (0.79 km). Within 1–2 km: Pei Chun Public School, Cedar Primary School, Farrer Park Primary School. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest St Francis Court?

The nearest MRT is Boon Keng MRT, about 650 m away (straight-line).

Has St Francis Court gone up in value?

Across 21 URA-recorded transactions (2021–2025), prices at St Francis Court have moved about 9.2% a year on average. That is a past record, not a forecast.

What condos are comparable to St Francis Court?

Within a short walk: Regent Residences, The Arcady At Boon Keng, Beacon Heights, Eight Riversuites, Riverbay. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is St Francis Court a good buy?

St Francis Court sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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