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The Bencoolen

Bencoolen Street · District 07 · Rest of Central Region (RCR) · 99 yrs lease commencing from 1995

The Bencoolen is an apartment development in District 07 (RCR). Based on 76 URA-recorded transactions from 20212026, its median price is $1,490,960, with prices moving about 4.5%/yr and a gross rental yield near 3.8%.

The verdict · for an investor

The Bencoolen · Apartment · District 07 · Leasehold

On balance, The Bencoolen points up.

Strong track record — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 4 min on foot; 21 supermarkets, 11 food & retail spots nearby.
  • Rentable~3.8% gross yield; transport and schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 3-bed +24.5% since 2021.
  • A Primary-1 priority school within 1km — a real family draw.

What's holding it back

  • Leasehold, ~68 years left — the lease clock weighs on price and financing the older it gets.
  • The market's near the top of its cycle — mind your entry price.
  • Larger units — entry starts around $1.70M, not an easy first step.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

3.8%

gross, on this project

Priced vs nearby

Cheapest nearby

priced under the walkable neighbours.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,643/sqft
22 sold here

What 1,033 sqft (3-bed) units go for here

$1.60Mmiddle ~$1.70M$1.80M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,033 sqft sales

Jun 20261,033 sqft · fl 06-10$1.74M$1,680 psf
Dec 20251,033 sqft · fl 11-15$1.70M$1,644 psf
Jun 20231,033 sqft · fl 01-05$1.65M$1,595 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $5.27 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
3.9% gross yield
Healthyfor a Singapore condo, the rent is doing real work here. At a typical 75% loan, the rent covers ~92% of the mortgage — you’d top up ~$500/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$1.70M

Aim at the middle or below. A patient buyer has been getting closer to $1.64M.

If you’re selling

~$1.77M

List at the top of fair; realistic close is $1.70M–$1.72M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$2.64M
Paper gain+$0.94M

Our blunt read: ~$939k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~4.5%/yr), and past pace never promises the future.

Built from URA transactions for The Bencoolen — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

The Bencoolen

Rest of Central Region (RCR) · District 07 · ~$1,679 psf · 3.8% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans, steady immigration and rising rents are holding them up. For The Bencoolen, its own prices are still climbing. Over a 4-year hold, expect modest growth — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is leaning to your favour.

!

What it means for you: At ~$1,679 psf, The Bencoolen is priced below similar new projects nearby — good value against its peers. Its own prices are still climbing (~4.5%/yr over ~5 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (The Bencoolen)

Supports prices

The Bencoolen's own prices are still climbing — about +5% in the latest year of sales.

Your area vs the rest

About neutral

The city fringe (RCR) sits in the middle of the three areas on long-run growth.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New launches selling

About neutral

New launches in this district are selling at a middling pace (~67% sold).

67% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.

1.4% foreign
Rents at this project

Supports prices

Rents at The Bencoolen are up ~6% over the last couple of years — good if you're renting it out.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

Median price

$1,490,960

2021–2026 (URA)

Appreciation

4.5%/yr

median trend

Gross yield

3.8%

~$5.27/psf rent

Lease

~68 yrs left

leasehold

The Bencoolen median price per sqft, by year

2021$1,348 psf
2022$1,422 psf+5.5%
2023$1,610 psf+13.2%
2024$1,630 psf+1.2%
2025$1,600 psf-1.8%
2026$1,679 psf+4.9%

Median PSF of actual URA transactions each year, with year-on-year change.

Does The Bencoolen fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at The Bencoolen

Questions people ask about The Bencoolen

Is The Bencoolen freehold or leasehold?

The Bencoolen is on a 99-year lease that began in 1995, so about 68 years remain. It sits in District 07 (Rest of Central Region (RCR)).

How much does The Bencoolen cost per square foot?

Recent transactions at The Bencoolen are around $1,679 psf. Across its record, transacted prices range from $1,190,000 to $1,917,120.

Which primary schools are near The Bencoolen?

Within 1 km (top Primary 1 priority): St. Margaret's School (primary) (0.88 km). Within 1–2 km: Farrer Park Primary School, Anglo-chinese School (junior), St. Joseph's Institution Junior. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest The Bencoolen?

The nearest MRT is Rochor MRT, about 250 m away (straight-line).

Has The Bencoolen gone up in value?

Across 76 URA-recorded transactions (2021–2026), prices at The Bencoolen have moved about 4.5% a year on average, with a gross rental yield near 3.8%. That is a past record, not a forecast.

What condos are comparable to The Bencoolen?

Within a short walk: The Collective At One Sophia, The M, Parc Emily, Midtown Modern, Duo Residences. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is The Bencoolen a good buy?

The Bencoolen sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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