The Collective At One Sophia
Sophia Road · District 09 · Core Central Region (CCR) · 99 yrs lease commencing from 2023
The Collective At One Sophia is an apartment development in District 09 (CCR). Based on 99 URA-recorded transactions from 2024–2026, its median price is $1,265,000, with prices moving about 1.3%/yr.
The verdict · for an investor
The Collective At One Sophia · Apartment · District 09 · Leasehold
The Collective At One Sophia is a mixed picture — a real case, with real caveats.
There's a genuine case here, but weigh the caveats below before you commit — the fundamentals and the record don't all point the same way.
Why it's pushing up
What matters most for you
- Convenient — MRT about 6 min on foot; 16 supermarkets, 7 food & retail spots nearby.
- Rentable — steady rental demand; transport and schools nearby keep tenants coming.
And what makes it better
- Every unit type has risen — 2-bed +6.9%, 1-bed +2.6% since 2024.
- A Primary-1 priority school within 1km — a real family draw.
What's holding it back
- The market's near the top of its cycle — mind your entry price.
Should I buy?
There's a case — weigh the caveats first.
Rental yield
no rent record yet
Priced vs nearby
you pay for the fresh lease and the spot.
Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.
Pick your exact unit — then check your price
Your unit’s exact size
Every real size that has sold here (URA caveats). Pick yours — or the closest.
What 431 sqft (1-bed) units go for here
The price they’re asking
Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.
Recent 431 sqft sales
What it rents for — and if that works
The rent you’d get
The price to fight for — and the endgame
No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.
If you’re buying
≤ $1.16M
Aim at the middle or below. A patient buyer has been getting closer to $1.12M.
If you’re selling
~$1.22M
List at the top of fair; realistic close is $1.16M–$1.18M unless it’s a high floor.
Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.
The reality check — does the gain even make sense?
Our blunt read: ~$161k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~1.3%/yr), and past pace never promises the future.
Built from URA transactions for The Collective At One Sophia — an opinion to decide and negotiate with, never a valuation and never financial advice.
If you’re buying — the outlook
The Collective At One Sophia
Core Central Region (CCR) · District 09
Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For The Collective At One Sophia, its own prices have been flat lately. Over a 4-year hold, expect modest growth — not a big jump.
On balance, the wind is leaning to your favour.
What it means for you: At ~$2,808 psf, The Collective At One Sophia is priced below similar new projects nearby — good value against its peers. Its own prices are only creeping up (~1.3%/yr over ~2 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.
The signals behind it
Dots show how much weight each one carries.
Holds prices back
Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.
About neutral
Not enough recent sales at this project to read its own trend.
Supports prices
The prime districts (CCR) lagged the others since 2004 — more room to catch up.
Holds prices back
The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.
Supports prices
Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.
Supports prices
Against salaries, prices aren't expensive by past standards — people can still afford to buy.
Supports prices
Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.
About neutral
A moderate amount of new supply is coming to this district (~1,998 units).
Supports prices
New launches in this district are selling well — 8 recent ones are around 100% sold, so buyer demand here is healthy right now.
Holds prices back · small effect
The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.
Holds prices back
Foreign buying has collapsed since the 60% tax — only ~1.4% of buyers now. For the prime market you're looking at, that's a real missing piece of demand.
About neutral
Rents across Singapore have flattened out lately.
Supports prices · small effect
There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.
Supports prices · small effect
The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.
Supports prices · small effect
Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.
Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.
How far could it go — and when?
Is the price high? ~$2,808 psf is ~17% below similar nearby projects (~$3,396). good value
(The whole prime average is ~$2,284 psf — but that lumps in older stock, so we compare like with like, not against that.)
What’s realistic here? Its own record and its real neighbours — not the market.
The Collective At One Sophia has grown ~1.3%/yr over ~2 years. Similar nearby: River Green 13.7%, The Avenir 2%, Irwell Hill Residences 1.7%, Kopar At Newton 3.1%, The Robertson Opus 5.6% — a 1.7–13.7%/yr spread (most around 3.1%).
You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.
What price per sqft are you hoping to sell at one day?
Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.
Median price
$1,265,000
2024–2026 (URA)
Appreciation
1.3%/yr
median trend
Gross yield
—
rental n/a
Lease
~96 yrs left
leasehold
The Collective At One Sophia median price per sqft, by year
Median PSF of actual URA transactions each year, with year-on-year change.
Does The Collective At One Sophia fit your budget?
GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.
Plan your purchase →Units for sale at The Collective At One Sophia
Questions people ask about The Collective At One Sophia
Is The Collective At One Sophia freehold or leasehold?
The Collective At One Sophia is on a 99-year lease that began in 2023, so about 96 years remain. It sits in District 09 (Core Central Region (CCR)).
How much does The Collective At One Sophia cost per square foot?
Recent transactions at The Collective At One Sophia are around $2,814 psf — a new-launch price. Across its record, transacted prices range from $1,141,000 to $2,914,000.
Which primary schools are near The Collective At One Sophia?
Within 1 km (top Primary 1 priority): St. Margaret's School (primary) (0.48 km). Within 1–2 km: Farrer Park Primary School, Anglo-chinese School (junior), River Valley Primary School. Distances are straight-line — the basis MOE uses for P1 priority.
Which MRT station is nearest The Collective At One Sophia?
The nearest MRT is Bencoolen MRT, about 350 m away (straight-line).
Has The Collective At One Sophia gone up in value?
Across 99 URA-recorded transactions (2024–2026), prices at The Collective At One Sophia have moved about 1.3% a year on average. That is a past record, not a forecast.
What condos are comparable to The Collective At One Sophia?
Within a short walk: Sophia Hills, Parc Emily, Haus On Handy, 8 @ Mount Sophia, Orchard Sophia. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.
Is The Collective At One Sophia a good buy?
The Collective At One Sophia sits in Core Central Region (CCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.