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Tiara

Kim Seng Walk · District 09 · Core Central Region (CCR) · Freehold

Tiara is a condominium development in District 09 (CCR). Based on 23 URA-recorded transactions from 20212026, its median price is $3,280,000, with prices moving about 7.9%/yr and a gross rental yield near 2.5%.

The verdict · for an investor

Tiara · Condominium · District 09 · Freehold

On balance, Tiara points up.

Strong track record — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 6 min on foot; 10 supermarkets, 9 food & retail spots nearby.
  • Rentable~2.5% gross yield; transport and schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 4-bed +35.3%, 5-bed +15.8% since 2022.
  • A Primary-1 priority school within 1km — a real family draw.

What's holding it back

  • Its recent +7.9%/yr rode a hot cycle — don't bank on that pace repeating.
  • The market's near the top of its cycle — mind your entry price.
  • Larger units — entry starts around $3.82M, not an easy first step.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

2.5%

gross, on this project

Priced vs nearby

Above 5 of 6

mid-priced for the immediate area.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$2,389/sqft
8 sold here

What 1,507 sqft (5-bed) units go for here

$3.38Mmiddle ~$3.60M$3.82M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,507 sqft sales

Mar 20261,507 sqft · fl 21-25$3.88M$2,575 psf
Mar 20261,507 sqft · fl 21-25$3.76M$2,495 psf
Nov 20251,507 sqft · fl 31-35$3.89M$2,580 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $5.26 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
2.6% gross yield
Middlingtypical for prime Singapore. The rent offsets some cost, but the returns ride on price growth, not yield. At a typical 75% loan, the rent covers ~63% of the mortgage — you’d top up ~$4,650/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$3.60M

Aim at the middle or below. A patient buyer has been getting closer to $3.47M.

If you’re selling

~$3.76M

List at the top of fair; realistic close is $3.60M–$3.64M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$7.70M
Paper gain+$4.10M

Our blunt read: ~$4.10M over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~7.9%/yr), and past pace never promises the future.

Built from URA transactions for Tiara — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

Tiara

Core Central Region (CCR) · District 09 · ~$2,514 psf · 2.5% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans, steady immigration and rising rents are holding them up. For Tiara, its own prices have been flat lately. Over a 4-year hold, expect modest growth — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is leaning to your favour.

!

What it means for you: At ~$2,514 psf, Tiara is priced below similar new projects nearby — good value against its peers. Its own prices are still climbing (~7.9%/yr over ~5 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (Tiara)

About neutral

Tiara's own prices have gone flat over the latest year.

Your area vs the rest

Supports prices

The prime districts (CCR) lagged the others since 2004 — more room to catch up.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

About neutral

A moderate amount of new supply is coming to this district (~1,998 units).

2.0k units
New launches selling

Supports prices

New launches in this district are selling well — 8 recent ones are around 100% sold, so buyer demand here is healthy right now.

100% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

Holds prices back

Foreign buying has collapsed since the 60% tax — only ~1.4% of buyers now. For the prime market you're looking at, that's a real missing piece of demand.

1.4% foreign
Rents at this project

Supports prices

Rents at Tiara are up ~4% over the last couple of years — good if you're renting it out.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$2,514 psf is ~26% below similar nearby projects (~$3,396). good value

(The whole prime average is ~$2,284 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

Tiara has grown ~7.9%/yr over ~5 years. Similar nearby: River Green 13.7%, The Avenir 2%, Irwell Hill Residences 1.7%, Kopar At Newton 3.1%, The Robertson Opus 5.6% — a 1.713.7%/yr spread (most around 3.1%).

market ~4.6%
Tiara 7.9%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Yes, by the time you can sell
Sell earliest (yr 4):at its own ~7.9%/yr, ~$3,408/sqft by year 4 — already past your target.
Likely hits it:about year 2 at its own ~7.9%/yr pace.
Best case:if it ran like its best neighbour (River Green, ~13.7%/yr), about year 2.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$3,280,000

2021–2026 (URA)

Appreciation

7.9%/yr

median trend

Gross yield

2.5%

~$5.26/psf rent

Lease

Freehold

Tiara median price per sqft, by year

2021$1,959 psf
2022$2,190 psf+11.8%
2023$2,295 psf+4.8%
2024$2,315 psf+0.9%
2025$2,485 psf+7.3%
2026$2,514 psf+1.2%

Median PSF of actual URA transactions each year, with year-on-year change.

Does Tiara fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at Tiara

Questions people ask about Tiara

Is Tiara freehold or leasehold?

Tiara is a freehold development in District 09 (Core Central Region (CCR)). Freehold means there is no lease running down.

How much does Tiara cost per square foot?

Recent transactions at Tiara are around $2,514 psf. Across its record, transacted prices range from $1,750,000 to $3,888,000.

Which primary schools are near Tiara?

Within 1 km (top Primary 1 priority): River Valley Primary School (0.57 km), Alexandra Primary School (0.85 km). Within 1–2 km: Zhangde Primary School, Anglo-chinese School (junior), St. Margaret's School (primary). Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest Tiara?

The nearest MRT is Great World MRT, about 250 m away (straight-line).

Has Tiara gone up in value?

Across 23 URA-recorded transactions (2021–2026), prices at Tiara have moved about 7.9% a year on average, with a gross rental yield near 2.5%. That is a past record, not a forecast.

What condos are comparable to Tiara?

Within a short walk: Irwell Hill Residences, River Green, Rv Residences, Valley Park, Promenade Peak. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is Tiara a good buy?

Tiara sits in Core Central Region (CCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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