High Oak Condominium
Toh Tuck Road · District 21 · Rest of Central Region (RCR) · 99 yrs lease commencing from 1996
High Oak Condominium is a condominium development in District 21 (RCR). Based on 40 URA-recorded transactions from 2021–2026, its median price is $1,600,000, with prices moving about 4.2%/yr.
The verdict · for an investor
High Oak Condominium · Condominium · District 21 · Leasehold
On balance, High Oak Condominium points up.
Strong track record — the fundamentals buyers pay up for are here.
Why it's pushing up
What matters most for you
- Convenient — MRT about 9 min on foot; 3 supermarkets, 4 food & retail spots nearby.
- Rentable — steady rental demand; transport and schools nearby keep tenants coming.
And what makes it better
- Every unit type has risen — 3-bed +25.7%, 4-bed +23.0% since 2021.
- A Primary-1 priority school within 1km — a real family draw.
What's holding it back
- Leasehold, ~69 years left — the lease clock weighs on price and financing the older it gets.
- The market's near the top of its cycle — mind your entry price.
Should I buy?
If you'll hold 5+ years and don't overpay.
Rental yield
no rent record yet
Priced vs nearby
priced under the walkable neighbours.
Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.
Pick your exact unit — then check your price
Your unit’s exact size
Every real size that has sold here (URA caveats). Pick yours — or the closest.
What 1,249 sqft (4-bed) units go for here
The price they’re asking
Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.
Recent 1,249 sqft sales
What it rents for — and if that works
The rent you’d get
The price to fight for — and the endgame
No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.
If you’re buying
≤ $1.60M
Aim at the middle or below. A patient buyer has been getting closer to $1.54M.
If you’re selling
~$1.67M
List at the top of fair; realistic close is $1.60M–$1.62M unless it’s a high floor.
Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.
The reality check — does the gain even make sense?
Our blunt read: ~$814k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~4.2%/yr), and past pace never promises the future.
Built from URA transactions for High Oak Condominium — an opinion to decide and negotiate with, never a valuation and never financial advice.
If you’re buying — the outlook
High Oak Condominium
Rest of Central Region (RCR) · District 21 · ~$1,437 psf
Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For High Oak Condominium, its own prices are still climbing. Over a 4-year hold, expect modest growth — not a big jump.
On balance, the wind is leaning to your favour.
What it means for you: At ~$1,437 psf, High Oak Condominium is priced below similar new projects nearby — good value against its peers. Its own prices are still climbing (~4.2%/yr over ~5 years). The real watch-out: about 2,311 brand-new units come up for sale in this district by 2026 — direct competition for when you sell. Buying near the top of the cycle just as that lands can cap your gains. So — use the incoming supply as your reason to negotiate the price down now, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.
The signals behind it
Dots show how much weight each one carries.
Holds prices back
Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.
Supports prices
High Oak Condominium's own prices are still climbing — about +3% in the latest year of sales.
About neutral
The city fringe (RCR) sits in the middle of the three areas on long-run growth.
Holds prices back
The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.
Supports prices
Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.
Supports prices
Against salaries, prices aren't expensive by past standards — people can still afford to buy.
Supports prices
Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.
Holds prices back
About 2,311 new units are still unsold in this district, with the first big batch finishing around 2026 — plenty of fresh supply that can hold prices and rents back.
Supports prices
New launches in this district are selling well — 5 recent ones are around 99% sold, so buyer demand here is healthy right now.
Holds prices back · small effect
The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.
Holds prices back · small effect
Foreign buyers are almost gone since the 60% tax (~1.4% of buyers) — a small drag on the city fringe.
About neutral
Rents across Singapore have flattened out lately.
Supports prices · small effect
There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.
Supports prices · small effect
The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.
Supports prices · small effect
Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.
Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.
How far could it go — and when?
Is the price high? ~$1,437 psf is ~44% below similar nearby projects (~$2,585). good value
(The whole city fringe average is ~$1,830 psf — but that lumps in older stock, so we compare like with like, not against that.)
What’s realistic here? Its own record and its real neighbours — not the market.
High Oak Condominium has grown ~4.2%/yr over ~5 years. Similar nearby: The Reserve Residences 3.2%, Nava Grove 5.9%, Pinetree Hill 4.3%, Forett@Bukit Timah 1.9%, Verdale 1.1% — a 1.1–5.9%/yr spread (most around 3.2%).
You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.
What price per sqft are you hoping to sell at one day?
Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.
Median price
$1,600,000
2021–2026 (URA)
Appreciation
4.2%/yr
median trend
Gross yield
—
rental n/a
Lease
~69 yrs left
leasehold
High Oak Condominium median price per sqft, by year
Median PSF of actual URA transactions each year, with year-on-year change.
Does High Oak Condominium fit your budget?
GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.
Plan your purchase →Units for sale at High Oak Condominium
Questions people ask about High Oak Condominium
Is High Oak Condominium freehold or leasehold?
High Oak Condominium is on a 99-year lease that began in 1996, so about 69 years remain. It sits in District 21 (Rest of Central Region (RCR)).
How much does High Oak Condominium cost per square foot?
Recent transactions at High Oak Condominium are around $1,437 psf. Across its record, transacted prices range from $1,187,000 to $1,990,000.
Which primary schools are near High Oak Condominium?
Within 1 km (top Primary 1 priority): Pei Hwa Presbyterian Primary School (0.53 km), Bukit Timah Primary School (0.55 km). Within 1–2 km: Methodist Girls' School (primary), Keming Primary School. Distances are straight-line — the basis MOE uses for P1 priority.
Which MRT station is nearest High Oak Condominium?
The nearest MRT is Beauty World MRT, about 510 m away (straight-line).
Has High Oak Condominium gone up in value?
Across 40 URA-recorded transactions (2021–2026), prices at High Oak Condominium have moved about 4.2% a year on average. That is a past record, not a forecast.
What condos are comparable to High Oak Condominium?
Within a short walk: Daintree Residence, View At Kismis, The Creek @ Bukit, Nottinghill Suites, Forett@Bukit Timah. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.
Is High Oak Condominium a good buy?
High Oak Condominium sits in Rest of Central Region (RCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.