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Kingsford Waterbay

Upper Serangoon View · District 19 · Outside Central Region (OCR) · 99 yrs lease commencing from 2014

Kingsford Waterbay is an apartment development in District 19 (OCR). Based on 386 URA-recorded transactions from 20212026, its median price is $1,008,444, with prices moving about 1.9%/yr and a gross rental yield near 3.9%.

The verdict · for an investor

Kingsford Waterbay · Apartment · District 19 · Leasehold

Kingsford Waterbay is a mixed picture — a real case, with real caveats.

There's a genuine case here, but weigh the caveats below before you commit — the fundamentals and the record don't all point the same way.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 19 min on foot; 3 supermarkets, 1 food & retail spot nearby.
  • Rentable~3.9% gross yield; schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 2-bed +20.2%, 1-bed +16.1%, 4-bed +10.5% since 2021.
  • A Primary-1 priority school within 1km — a real family draw.
  • Inside Punggol Digital District — a government-committed long-term catalyst.

What's holding it back

  • MRT is a real walk — Hougang MRT, about 19 min.
  • The market's near the top of its cycle — mind your entry price.

Should I buy?

A mixed picture

There's a case — weigh the caveats first.

Rental yield

3.9%

gross, on this project

Priced vs nearby

Above 6 of 8

mid-priced for the immediate area.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,490/sqft
52 sold here

What 484 sqft (1-bed) units go for here

$0.68Mmiddle ~$0.72M$0.76M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 484 sqft sales

Jan 2026484 sqft · fl 06-10$0.72M$1,488 psf
Dec 2025484 sqft · fl 11-15$0.73M$1,512 psf
Sep 2025484 sqft · fl 01-05$0.69M$1,432 psf
The rentWhat would it earn?

What it rents for — and if that works

Real rental history — the going median here is about $4.79 psf / month (URA), filled in for your size. Change it if you have a specific number.

The rent you’d get

/mo
3.8% gross yield
Healthyfor a Singapore condo, the rent is doing real work here. At a typical 75% loan, the rent covers ~91% of the mortgage — you’d top up ~$200/mo from your pocket.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$0.72M

Aim at the middle or below. A patient buyer has been getting closer to $0.70M.

If you’re selling

~$0.75M

List at the top of fair; realistic close is $0.72M–$0.73M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$0.87M
Paper gain+$0.15M

Our blunt read: ~$149k over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~1.9%/yr), and past pace never promises the future.

Built from URA transactions for Kingsford Waterbay — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

Kingsford Waterbay

Outside Central Region (OCR) · District 19 · ~$1,467 psf · 3.9% yield

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For Kingsford Waterbay, its own prices have been flat lately. Over a 4-year hold, expect sideways-to-modest — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is leaning to your favour.

!

What it means for you: At ~$1,467 psf, Kingsford Waterbay is priced below similar new projects nearby — good value against its peers. Its own prices are only creeping up (~1.9%/yr over ~5 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (Kingsford Waterbay)

About neutral

Kingsford Waterbay's own prices have gone flat over the latest year.

Your area vs the rest

Holds prices back

The suburbs (OCR) grew fastest since 2004 — a lot of that gain is already in, so there's more risk it cools from here.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

About neutral

A moderate amount of new supply is coming to this district (~1,972 units, from 2027).

2.0k units
New launches selling

Supports prices

New launches in this district are selling well — 4 recent ones are around 96% sold, so buyer demand here is healthy right now.

96% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

About neutral · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers), but the suburbs never leaned on them — so it barely affects you here.

1.4% foreign
Rents at this project

About neutral

Rents at Kingsford Waterbay have been flat over the last couple of years.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$1,467 psf is ~23% below similar nearby projects (~$1,903). good value

(The whole suburbs average is ~$1,534 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

Kingsford Waterbay has grown ~1.9%/yr over ~5 years. Similar nearby: Chuan Park 1.9%, The Florence Residences 1.5%, Riverfront Residences 4.2%, Affinity At Serangoon 1%, Sengkang Grand Residences 4% — a 14.2%/yr spread (most around 1.9%).

market ~4.6%
Kingsford 1.9%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Later — around year 8
Sell earliest (yr 4):at its own ~1.9%/yr, ~$1,582/sqft by year 4 — still short of $1,700.
Likely hits it:about year 8 at its own ~1.9%/yr pace.
Best case:if it ran like its best neighbour (Riverfront Residences, ~4.2%/yr), about year 4.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$1,008,444

2021–2026 (URA)

Appreciation

1.9%/yr

median trend

Gross yield

3.9%

~$4.79/psf rent

Lease

~87 yrs left

leasehold

Kingsford Waterbay median price per sqft, by year

2021$1,277 psf
2022$1,326 psf+3.8%
2023$1,386 psf+4.5%
2024$1,452 psf+4.8%
2025$1,451 psf-0.1%
2026$1,467 psf+1.1%

Median PSF of actual URA transactions each year, with year-on-year change.

Does Kingsford Waterbay fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at Kingsford Waterbay

Questions people ask about Kingsford Waterbay

Is Kingsford Waterbay freehold or leasehold?

Kingsford Waterbay is on a 99-year lease that began in 2014, so about 87 years remain. It sits in District 19 (Outside Central Region (OCR)).

How much does Kingsford Waterbay cost per square foot?

Recent transactions at Kingsford Waterbay are around $1,467 psf. Across its record, transacted prices range from $600,000 to $2,900,000.

Which primary schools are near Kingsford Waterbay?

Within 1 km (top Primary 1 priority): Chij Our Lady Of The Nativity (0.55 km). Within 1–2 km: Punggol Primary School, Holy Innocents' Primary School, North Vista Primary School. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest Kingsford Waterbay?

The nearest MRT is Hougang MRT, about 1.1 km away (straight-line).

Has Kingsford Waterbay gone up in value?

Across 386 URA-recorded transactions (2021–2026), prices at Kingsford Waterbay have moved about 1.9% a year on average, with a gross rental yield near 3.9%. That is a past record, not a forecast.

What condos are comparable to Kingsford Waterbay?

Within a short walk: Rio Vista, The Florida, Riverfront Residences, Boathouse Residences, Heron Bay. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is Kingsford Waterbay a good buy?

Kingsford Waterbay sits in Outside Central Region (OCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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