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The Rivervale

Rivervale Link · District 19 · Outside Central Region (OCR) · 99 yrs lease commencing from 1997

The Rivervale is an executive condominium development in District 19 (OCR). Based on 95 URA-recorded transactions from 20212026, its median price is $1,350,000, with prices moving about 8.5%/yr.

The verdict · for an investor

The Rivervale · Executive Condominium · District 19 · Leasehold

On balance, The Rivervale points up.

Strong track record, sitting inside Punggol Digital District — the fundamentals buyers pay up for are here.

HeadwindsMixedTailwinds

Why it's pushing up

What matters most for you

  • ConvenientMRT about 13 min on foot; 6 supermarkets, 3 food & retail spots nearby.
  • Rentablesteady rental demand; transport and schools nearby keep tenants coming.

And what makes it better

  • Every unit type has risen — 4-bed +50.4% since 2021.
  • A Primary-1 priority school within 1km — a real family draw.
  • Inside Punggol Digital District — a government-committed long-term catalyst.

What's holding it back

  • Leasehold, ~70 years left — the lease clock weighs on price and financing the older it gets.
  • Its recent +8.5%/yr rode a hot cycle — don't bank on that pace repeating.
  • MRT is a real walk — Ranggung LRT, about 13 min.

Should I buy?

Worth a look

If you'll hold 5+ years and don't overpay.

Rental yield

no rent record yet

Priced vs nearby

Cheapest nearby

priced under the walkable neighbours.

See if it fits my budget →

Independent research, not advice. A fair price still isn’t automatically a good buy — the call is always yours.

The priceIs my price fair?

Pick your exact unit — then check your price

Your unit’s exact size

Every real size that has sold here (URA caveats). Pick yours — or the closest.

~$1,081/sqft
22 sold here

What 1,313 sqft (4-bed) units go for here

$1.33Mmiddle ~$1.42M$1.50M

The price they’re asking

Type the price they’re quoting — we’ll judge it against what this exact size really sold for. No opinion until you do.

Recent 1,313 sqft sales

Mar 20261,313 sqft · fl 06-10$1.53M$1,169 psf
Oct 20251,313 sqft · fl 01-05$1.42M$1,081 psf
Oct 20251,313 sqft · fl 06-10$1.52M$1,158 psf
The rentWhat would it earn?

What it rents for — and if that works

Not yet renting here — so we’ve estimated from what comparable condos nearby rent for (~$4.78 psf/mo). Change it if you know better.

The rent you’d get

/mo
5.3% gross yield
Stronggenuinely rentable, and rare at this price. At a typical 75% loan, the rent fully covers the mortgage — it pays for itself.
Our readSo what should I do?

The price to fight for — and the endgame

No agent, no listing, no one paying us — so we’ll say it plainly, whichever side of the table you’re on, for the size you picked.

If you’re buying

$1.42M

Aim at the middle or below. A patient buyer has been getting closer to $1.37M.

If you’re selling

~$1.48M

List at the top of fair; realistic close is $1.42M–$1.44M unless it’s a high floor.

Why no rush either way: Seller’s Stamp Duty means a buyer can’t sell penalty-free for ~4 years — so you’re holding regardless. That’s your leverage to negotiate down now, not overpay.

The reality check — does the gain even make sense?

Likely worth then$3.21M
Paper gain+$1.79M

Our blunt read: ~$1.79M over 10 years at this project’s own pace. It works — but forward from a cycle top, treat it as a maybe, not a promise. This is our own POV, not a forecast — the pace is the project’s own (~8.5%/yr), and past pace never promises the future.

Built from URA transactions for The Rivervale — an opinion to decide and negotiate with, never a valuation and never financial advice.

If you’re buying — the outlook

The Rivervale

Outside Central Region (OCR) · District 19 · ~$1,146 psf

own price

Prices are near the top of the cycle, and the government is still cooling it — but cheap loans and steady immigration are holding them up. For The Rivervale, its own prices are still climbing. Over a 4-year hold, expect modest growth — not a big jump.

◀ HeadwindsTailwinds ▶

On balance, the wind is leaning to your favour.

!

What it means for you: At ~$1,146 psf, The Rivervale is priced below similar new projects nearby — good value against its peers. Its own prices are still climbing (~8.5%/yr over ~5 years). You'd also be buying near the top of the cycle, so entry price matters. So — negotiate, don't overpay, and plan to hold past the 4-year stamp-duty window before selling.

The signals behind it

Dots show how much weight each one carries.

Where we are in the cycle

Holds prices back

Prices are near the top — up 33% in 5 years, well above the 4.6%/year long-run pace. Less room left to climb.

This project (The Rivervale)

Supports prices

The Rivervale's own prices are still climbing — about +2% in the latest year of sales.

Your area vs the rest

Holds prices back

The suburbs (OCR) grew fastest since 2004 — a lot of that gain is already in, so there's more risk it cools from here.

Government cooling measures

Holds prices back

The government is still cooling the market — the latest was SSD back to 4 years at 16/12/8/4% (2025). That caps how fast prices can run.

Home-loan rates

Supports prices

Loan rates are cheap right now (~1.08%) and falling. Easy to carry — which supports prices, but also means more buyers competing with you.

Prices vs salaries

Supports prices

Against salaries, prices aren't expensive by past standards — people can still afford to buy.

New people moving in

Supports prices

Lots of new people keep moving to Singapore (non-residents up ~16% over 5 years) — steady demand for homes and rentals.

New supply nearby

About neutral

A moderate amount of new supply is coming to this district (~1,972 units, from 2027).

2.0k units
New launches selling

Supports prices

New launches in this district are selling well — 4 recent ones are around 96% sold, so buyer demand here is healthy right now.

96% sold
New land being released

Holds prices back · small effect

The government keeps releasing a lot of new land (~9,200 units this half-year) — more future supply that can weigh on prices years down the road.

Foreign buyers

About neutral · small effect

Foreign buyers are almost gone since the 60% tax (~1.4% of buyers), but the suburbs never leaned on them — so it barely affects you here.

1.4% foreign
Rents (Singapore-wide)

About neutral

Rents across Singapore have flattened out lately.

Money ready to spend

Supports prices · small effect

There's more CPF money sitting ready to put toward a home than a few years back — a small support in the background.

The wider economy

Supports prices · small effect

The economy is growing (5% last year) and jobs are steady (1.9% unemployment) — no alarm bells.

Building costs

Supports prices · small effect

Building costs are high (up ~39% since 2010) and still creeping up — developers can't build cheap, which puts a floor under new-launch prices.

Supports pricesHolds prices backNeutral

Built from real public data (URA price index back to 1975, plus rates, immigration, rents, the economy). It prepares you — it never promises a price.

How far could it go — and when?

Is the price high? ~$1,146 psf is ~37% below similar nearby projects (~$1,832). good value

(The whole suburbs average is ~$1,534 psf — but that lumps in older stock, so we compare like with like, not against that.)

What’s realistic here? Its own record and its real neighbours — not the market.

The Rivervale has grown ~8.5%/yr over ~5 years. Similar nearby: Chuan Park 1.9%, The Florence Residences 1.5%, Riverfront Residences 4.2%, Affinity At Serangoon 1%, Kingsford Waterbay 1.9% — a 14.2%/yr spread (most around 1.9%).

market ~4.6%
The 8.5%
0%/yr4%8%/yr

You can’t sell for ~4 years without a penalty. Seller’s Stamp Duty is 16/12/8/4% in years 1–4, then 0% — so the honest question is what happens from year 4 on.

What price per sqft are you hoping to sell at one day?

$psf
Yes, by the time you can sell
Sell earliest (yr 4):at its own ~8.5%/yr, ~$1,588/sqft by year 4 — already past your target.
Likely hits it:about year 2 at its own ~8.5%/yr pace.
Best case:if it ran like its best neighbour (Riverfront Residences, ~4.2%/yr), about year 4.

Our own read, not financial advice. We don’t predict a price — we show what your target would need, and when, against what this project and its real neighbours have actually done.

Median price

$1,350,000

2021–2026 (URA)

Appreciation

8.5%/yr

median trend

Gross yield

rental n/a

Lease

~70 yrs left

leasehold

The Rivervale median price per sqft, by year

2021$762 psf
2022$951 psf+24.8%
2023$1,019 psf+7.2%
2024$1,069 psf+4.9%
2025$1,126 psf+5.3%
2026$1,146 psf+1.8%

Median PSF of actual URA transactions each year, with year-on-year change.

Does The Rivervale fit your budget?

GrowKaki models the real take-home — net of stamp duty, agent fee, mortgage interest and CPF — for the exact unit your budget reaches, then hands you to an agent when you’re ready.

Plan your purchase →

Units for sale at The Rivervale

Questions people ask about The Rivervale

Is The Rivervale freehold or leasehold?

The Rivervale is on a 99-year lease that began in 1997, so about 70 years remain. It sits in District 19 (Outside Central Region (OCR)).

How much does The Rivervale cost per square foot?

Recent transactions at The Rivervale are around $1,146 psf. Across its record, transacted prices range from $930,000 to $2,300,000.

Which primary schools are near The Rivervale?

Within 1 km (top Primary 1 priority): North Vista Primary School (0.25 km), Punggol Primary School (0.47 km), Palm View Primary School (0.79 km). Within 1–2 km: Montfort Junior School, Yio Chu Kang Primary School, Nan Chiau Primary School. Distances are straight-line — the basis MOE uses for P1 priority.

Which MRT station is nearest The Rivervale?

The nearest MRT is Ranggung LRT, about 360 m away (straight-line).

Has The Rivervale gone up in value?

Across 95 URA-recorded transactions (2021–2026), prices at The Rivervale have moved about 8.5% a year on average. That is a past record, not a forecast.

What condos are comparable to The Rivervale?

Within a short walk: Park Green, Austville Residences, The Quartz, Riversound Residence, Riversails. These are the honest yardstick for its price and growth — closer and more alike than any whole-market average.

Is The Rivervale a good buy?

The Rivervale sits in Outside Central Region (OCR). Whether it is right for you depends on your budget, purpose and holding period — GrowKaki models the net take-home after stamp duty, agent fee and CPF. This is independent research, not advice, and a fair price is not automatically a good buy.

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